Dividend Progam

Being a UFG member automatically gets you access to our dividend program

What is the

Dividend Program?

365 Workplace Safety recognizes that construction companies who make a significant commitment to their safety and risk management programs generally have fewer losses, which results in lower insurance loss ratios. Therefore, 365 Workplace Safety has partnered with UFG, an A.M. Best “A” rated insurance carrier, to provide a Safety Group Dividend Program for Texas-based construction companies who are both members of 365 Workplace Safety and meet UFG’s underwriting appetite. UFG’s Gulf Coast Regional Office is based in the Houston area and the company can trace its roots back to the first stock insurance company chartered in Texas.


Eligible insurance coverages for this program include general liability, commercial automobile, business property, contractor’s equipment, builder’s risk and installation floaters. Additionally, UFG offers several optional coverages for contractors such as multiple ISO Additional Insured edition dates, Consolidated (Wrap-Up) Residual Coverage, Extended Ultra Liability Plus and Commercial Umbrella Coverage.

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